Swipe once. Unlock global access. Enjoy exclusive perks

The MOA Card is a global payment card that brings your digital assets into everyday life. Load MOA tokens, USDT/USDC, or other fiat stablecoins, and use them instantly at millions of online and offline merchants worldwide.

Swipe once. Unlock global access. Enjoy exclusive perks

The MOA Card is a global payment card that brings your digital assets into everyday life. Load MOA tokens, USDT/USDC, or other fiat stablecoins, and use them instantly at millions of online and offline merchants worldwide.

Swipe once. Unlock global access. Enjoy exclusive perks

The MOA Card is a global payment card that brings your digital assets into everyday life. Load MOA tokens, USDT/USDC, or other fiat stablecoins, and use them instantly at millions of online and offline merchants worldwide.

Spend in real-life

Top up with crypto and enjoy benefits

Spend in real-life

Top up with crypto and enjoy benefits

Instant digital access to your MOA spending power

With the virtual card, you can spend worldwide in minutes, turning your crypto into everyday payments instantly.

Instant digital access to your MOA spending power

With the virtual card, you can spend worldwide in minutes, turning your crypto into everyday payments instantly.

Instant digital access to your MOA spending power

With the virtual card, you can spend worldwide in minutes, turning your crypto into everyday payments instantly.

Immediate Access

Start spending as soon as you’re approved — no shipping, no delays.

Immediate Access

Start spending as soon as you’re approved — no shipping, no delays.

Immediate Access

Start spending as soon as you’re approved — no shipping, no delays.

Same Rewards

Earn MOA cashback and access partner perks just like with the physical card.

Same Rewards

Earn MOA cashback and access partner perks just like with the physical card.

Same Rewards

Earn MOA cashback and access partner perks just like with the physical card.

Secure & Flexible

Add your virtual card to mobile wallets (Apple Pay, Google Pay) for easy tap-to-pay.

Secure & Flexible

Add your virtual card to mobile wallets (Apple Pay, Google Pay) for easy tap-to-pay.

Secure & Flexible

Add your virtual card to mobile wallets (Apple Pay, Google Pay) for easy tap-to-pay.

Your crypto, now swipeable worldwide

The physical card extends your digital assets into the real world, combining global payment access with exclusive member privileges.

Your crypto, now swipeable worldwide

The physical card extends your digital assets into the real world, combining global payment access with exclusive member privileges.

Your crypto, now swipeable worldwide

The physical card extends your digital assets into the real world, combining global payment access with exclusive member privileges.

Global Spending Power

Use MOA tokens, USDT, and USDC for purchases at millions of merchants worldwide.

Global Spending Power

Use MOA tokens, USDT, and USDC for purchases at millions of merchants worldwide.

Global Spending Power

Use MOA tokens, USDT, and USDC for purchases at millions of merchants worldwide.

Exclusive Member Perks

Enjoy partner benefits across travel, dining, retail, hospitality, healthcare, and more.

Exclusive Member Perks

Enjoy partner benefits across travel, dining, retail, hospitality, healthcare, and more.

Exclusive Member Perks

Enjoy partner benefits across travel, dining, retail, hospitality, healthcare, and more.

Luxury Design

A premium, metal-crafted card for higher tiers, symbolizing status as well as access.

Luxury Design

A premium, metal-crafted card for higher tiers, symbolizing status as well as access.

Luxury Design

A premium, metal-crafted card for higher tiers, symbolizing status as well as access.

From lifestyle to luxury — tailored privileges at every level

The MOA Card is available in four tiers — White, Blue, Red, and Black — each unlocking unique privileges and rewards tailored to different lifestyles and spending needs.

From lifestyle to luxury — tailored privileges at every level

With the virtual card, you can spend worldwide in minutes, turning your crypto into everyday payments instantly.

From lifestyle to luxury — tailored privileges at every level

The MOA Card is available in four tiers — White, Blue, Red, and Black — each unlocking unique privileges and rewards tailored to different lifestyles and spending needs.

Standard

the White

Your entry into the MOA ecosystem. Enjoy essential cashback, everyday discounts, and basic global privileges — all with universal Visa Platinum acceptance.

Unlock exclusive benefits - $15

Get 1% cashback in MOA token

Access standard benefits with our airline and hotel partners

Visa Platinum · Standard Plastic Card

Save more on daily life discounts

Enjoy exclusive retail and lifestyle discounts across everyday spending categories

Unlock exclusive benefits - $15

Visa Platinum · Standard Plastic Card

Get 1% cashback in MOA token

Save more on daily life discounts

Access standard benefits with our airline and hotel partners

Enjoy exclusive retail and lifestyle discounts across everyday spending categories

Premium

the Blue

Designed for everyday living with elevated style. Unlock enhanced cashback, lifestyle perks, and expanded partner benefits, all while enjoying the reliability of Visa Platinum.

Unlock exclusive benefits – $5,000 or stake $10,000 MOA for a year

Get 3% cashback in MOA token

Enjoy exclusive discounts across retail, hotel, and airline categories

Visa Platinum · Premium Plastic Card

Earn 1x MOA on your staked (requires annual spending of over $15,000)

Access premium partner perks at major affiliates — such as room upgrades and shopping vouchers

Unlock exclusive benefits – $5,000 or stake $10,000 MOA for a year

Visa Platinum · Premium Plastic Card

Get 3% cashback in MOA token

Earn 1x MOA on your staked (requires annual spending of over $15,000)

Enjoy exclusive discounts across retail, hotel, and airline categories

Access premium partner perks at major affiliates — such as room upgrades and shopping vouchers

Metal-Composite Card

the Red

A premium card for those who expect more. Earn higher rewards, access exclusive global partner privileges, and enjoy lifestyle services tailored for frequent travelers and high-value spenders.

Unlock exclusive benefits – $30,000 or stake $50,000 MOA for a year

Get 7% cashback in MOA token

Elite Global Privileges: Hotels, Retail, Medical & Travel

Exclusive partner privileges, from room upgrades to bespoke retail experiences

Visa Platinum · Metal-Composite Card

Earn 2x MOA on your staked (requires annual spending of over $35,000)

Indulge in 2 complimentary lounge visits and 2 private transfers annually

Enjoy dedicated, personalized concierge and travel assistance, crafted for your lifestyle

Unlock exclusive benefits – $30,000 or stake $50,000 MOA for a year

Visa Platinum · Metal-Composite Card

Get 7% cashback in MOA token

Earn 2x MOA on your staked (requires annual spending of over $35,000)

Elite Global Privileges: Hotels, Retail, Medical & Travel

Indulge in 2 complimentary lounge visits and 2 private transfers annually

Exclusive partner privileges, from room upgrades to bespoke retail experiences

Enjoy dedicated, personalized concierge and travel assistance, crafted for your lifestyle

Luxury Metal Card

the Black

The pinnacle of membership — the ultimate symbol of borderless living, offering infinite privilege, exclusive rewards, and luxury without limits.

Unlock exclusive benefits – stake $100,000 MOA for a year

Get 10% cashback in MOA token

One annual stay at a 5-star luxury hotel

Invitations to private events and VIP partner experiences

Up to 25% off at leading global partners

Visa Platinum · Luxury Metal Card

Earn 2x MOA on your staked

Two airport meet-and-greet services annually

Two lounge visits per year for ultimate comfort

Integrated premium privileges across retail, hotel, medical, and travel

Unlock exclusive benefits – stake $100,000 MOA for a year

Visa Platinum · Luxury Metal Card

Get 10% cashback in MOA token

Earn 2x MOA on your staked

One annual stay at a 5-star luxury hotel

Two airport meet-and-greet services annually

Invitations to private events and VIP partner experiences

Two lounge visits per year for ultimate comfort

Up to 25% off at leading global partners

Integrated premium privileges across retail, hotel, medical, and travel

Card Membership Fee Table

You can purchase card membership at a discounted price when paying with Moa tokens.

Card Membership Fee Table

You can purchase card membership at a discounted price when paying with Moa tokens.

Card Membership Fee Table

You can purchase card membership at a discounted price when paying with Moa tokens.

Pay in USDT

Pay in MOA

the WHITE

Virtual card

$10

Physical card

$100

Physical card : Plastic plate

Cashback Points : 1%

Referral Points

Boost

Priotity Support

Exclusive Benefits

  • Retail & lifestyle category discounts

  • Airline & hotel partner perks

  • Enjoy exclusive retail and lifestyle discounts across everyday spending categories

  • Standard customer support services

the BLUE

$1,000

Physical card : Plastic plate

Cashback Points : 3%

Referral Points

Boost x0.5 MOA

Priotity Support

Exclusive Benefits

  • Discounts across retail, hotel, and airline categories

  • Enjoy exclusive discounts across retail, hotel, and airline categories

  • Access premium partner perks at major affiliates — such as room upgrades and shopping vouchers

the RED

$5,000

Physical card : Metal plate

Cashback Points : 7%

Referral Points

Boost x1 MOA

Priotity Support

Exclusive Benefits

  • Elite Global Privileges: hotels, retail, medical & travel

  • Indulge in 2 complimentary lounge visits and 2 private transfers annually

  • Exclusive partner privileges, from room upgrades to bespoke retail experiences

  • Personalized concierge and travel assistance

the BLACK

$30,000

Physical card : Metal plate

Cashback Points : 10%

Referral Points

Boost x2 MOA

Priotity Support

Exclusive Benefits

  • One annual stay at a 5-star luxury hotel

  • Two airport meet-and-greet services annually

  • Invitations to private events and VIP partner experiences

  • Two lounge visits per year for ultimate comfort

  • Up to 25% off at leading global partners

  • Integrated premium privileges across retail, hotel, medical, and travel

Pay in USDT

Pay in MOA

the WHITE

Virtual card

$10

Physical card

$100

Physical card : Plastic plate

Cashback Points : 1%

Referral Points

Boost

Priotity Support

Exclusive Benefits

  • Retail & lifestyle category discounts

  • Airline & hotel partner perks

  • Enjoy exclusive retail and lifestyle discounts across everyday spending categories

  • Standard customer support services

the BLUE

$1,000

Physical card : Plastic plate

Cashback Points : 3%

Referral Points

Boost x0.5 MOA

Priotity Support

Exclusive Benefits

  • Discounts across retail, hotel, and airline categories

  • Enjoy exclusive discounts across retail, hotel, and airline categories

  • Access premium partner perks at major affiliates — such as room upgrades and shopping vouchers

the RED

$5,000

Physical card : Metal plate

Cashback Points : 7%

Referral Points

Boost x1 MOA

Priotity Support

Exclusive Benefits

  • Elite Global Privileges: hotels, retail, medical & travel

  • Indulge in 2 complimentary lounge visits and 2 private transfers annually

  • Exclusive partner privileges, from room upgrades to bespoke retail experiences

  • Personalized concierge and travel assistance

the BLACK

$30,000

Physical card : Metal plate

Cashback Points : 10%

Referral Points

Boost x2 MOA

Priotity Support

Exclusive Benefits

  • One annual stay at a 5-star luxury hotel

  • Two airport meet-and-greet services annually

  • Invitations to private events and VIP partner experiences

  • Two lounge visits per year for ultimate comfort

  • Up to 25% off at leading global partners

  • Integrated premium privileges across retail, hotel, medical, and travel

Pay in USDT

Pay in MOA

the WHITE

Virtual card

$10

Physical card

$100

Physical card : Plastic plate

Cashback Points : 1%

Referral Points

Boost

Priotity Support

Exclusive Benefits

  • Retail & lifestyle category discounts

  • Airline & hotel partner perks

  • Enjoy exclusive retail and lifestyle discounts across everyday spending categories

  • Standard customer support services

the BLUE

$1,000

Physical card : Plastic plate

Cashback Points : 3%

Referral Points

Boost x0.5 MOA

Priotity Support

Exclusive Benefits

  • Discounts across retail, hotel, and airline categories

  • Enjoy exclusive discounts across retail, hotel, and airline categories

  • Access premium partner perks at major affiliates — such as room upgrades and shopping vouchers

the RED

$5,000

Physical card : Metal plate

Cashback Points : 7%

Referral Points

Boost x1 MOA

Priotity Support

Exclusive Benefits

  • Elite Global Privileges: hotels, retail, medical & travel

  • Indulge in 2 complimentary lounge visits and 2 private transfers annually

  • Exclusive partner privileges, from room upgrades to bespoke retail experiences

  • Personalized concierge and travel assistance

the BLACK

$30,000

Physical card : Metal plate

Cashback Points : 10%

Referral Points

Boost x2 MOA

Priotity Support

Exclusive Benefits

  • One annual stay at a 5-star luxury hotel

  • Two airport meet-and-greet services annually

  • Invitations to private events and VIP partner experiences

  • Two lounge visits per year for ultimate comfort

  • Up to 25% off at leading global partners

  • Integrated premium privileges across retail, hotel, medical, and travel

Frequently Asked Questions

Can’t find what you’re looking for?

What is the MOA Card?

MOA Card is a Web3-powered global payment and membership card that enables users to spend stablecoins and MOA tokens in the real world while accessing exclusive lifestyle, travel, and partner benefits based on their membership tier.

How can I apply for a MOA Card?

Go to the Cards tab in the MOA app and select Apply for Card. Choose your preferred card tier, then complete KYC verification. The MOA Card is available in both virtual and physical formats.

Which crypto assets can I top up to my MOA Card?

You can top up your MOA Card with MOA Tokens, USDT, USDC, and other assets that are listed in the MOA app. Additional assets may be added over time.

What rewards will I get with my MOA card?

You can earn M-Point cashback whenever you make purchases with your MOA Card.

How can I block my MOA Card if it has been lost, stolen ,or destroyed?

You can deactivate it directly through the MOA app.

Frequently Asked Questions

Can’t find what you’re looking for?

What is the MOA Card?

MOA Card is a Web3-powered global payment and membership card that enables users to spend stablecoins and MOA tokens in the real world while accessing exclusive lifestyle, travel, and partner benefits based on their membership tier.

How can I apply for a MOA Card?

Go to the Cards tab in the MOA app and select Apply for Card. Choose your preferred card tier, then complete KYC verification. The MOA Card is available in both virtual and physical formats.

Which crypto assets can I top up to my MOA Card?

You can top up your MOA Card with MOA Tokens, USDT, USDC, and other assets that are listed in the MOA app. Additional assets may be added over time.

What rewards will I get with my MOA card?

You can earn M-Point cashback whenever you make purchases with your MOA Card.

How can I block my MOA Card if it has been lost, stolen ,or destroyed?

You can deactivate it directly through the MOA app.