Swipe once. Unlock global access. Enjoy exclusive perks
The MOA Card is a global payment card that brings your digital assets into everyday life. Load MOA tokens, USDT/USDC, or other fiat stablecoins, and use them instantly at millions of online and offline merchants worldwide.
Swipe once. Unlock global access. Enjoy exclusive perks
The MOA Card is a global payment card that brings your digital assets into everyday life. Load MOA tokens, USDT/USDC, or other fiat stablecoins, and use them instantly at millions of online and offline merchants worldwide.
Swipe once. Unlock global access. Enjoy exclusive perks
The MOA Card is a global payment card that brings your digital assets into everyday life. Load MOA tokens, USDT/USDC, or other fiat stablecoins, and use them instantly at millions of online and offline merchants worldwide.

Spend in real-life
Top up with crypto and enjoy benefits
Spend in real-life
Top up with crypto and enjoy benefits




Instant digital access to your MOA spending power
With the virtual card, you can spend worldwide in minutes, turning your crypto into everyday payments instantly.
Instant digital access to your MOA spending power
With the virtual card, you can spend worldwide in minutes, turning your crypto into everyday payments instantly.
Instant digital access to your MOA spending power
With the virtual card, you can spend worldwide in minutes, turning your crypto into everyday payments instantly.

Immediate Access
Start spending as soon as you’re approved — no shipping, no delays.

Immediate Access
Start spending as soon as you’re approved — no shipping, no delays.

Immediate Access
Start spending as soon as you’re approved — no shipping, no delays.

Same Rewards
Earn MOA cashback and access partner perks just like with the physical card.

Same Rewards
Earn MOA cashback and access partner perks just like with the physical card.

Same Rewards
Earn MOA cashback and access partner perks just like with the physical card.

Secure & Flexible
Add your virtual card to mobile wallets (Apple Pay, Google Pay) for easy tap-to-pay.

Secure & Flexible
Add your virtual card to mobile wallets (Apple Pay, Google Pay) for easy tap-to-pay.

Secure & Flexible
Add your virtual card to mobile wallets (Apple Pay, Google Pay) for easy tap-to-pay.
Your crypto, now swipeable worldwide
The physical card extends your digital assets into the real world, combining global payment access with exclusive member privileges.
Your crypto, now swipeable worldwide
The physical card extends your digital assets into the real world, combining global payment access with exclusive member privileges.
Your crypto, now swipeable worldwide
The physical card extends your digital assets into the real world, combining global payment access with exclusive member privileges.

Global Spending Power
Use MOA tokens, USDT, and USDC for purchases at millions of merchants worldwide.

Global Spending Power
Use MOA tokens, USDT, and USDC for purchases at millions of merchants worldwide.

Global Spending Power
Use MOA tokens, USDT, and USDC for purchases at millions of merchants worldwide.

Exclusive Member Perks
Enjoy partner benefits across travel, dining, retail, hospitality, healthcare, and more.

Exclusive Member Perks
Enjoy partner benefits across travel, dining, retail, hospitality, healthcare, and more.

Exclusive Member Perks
Enjoy partner benefits across travel, dining, retail, hospitality, healthcare, and more.

Luxury Design
A premium, metal-crafted card for higher tiers, symbolizing status as well as access.

Luxury Design
A premium, metal-crafted card for higher tiers, symbolizing status as well as access.

Luxury Design
A premium, metal-crafted card for higher tiers, symbolizing status as well as access.
From lifestyle to luxury — tailored privileges at every level
The MOA Card is available in four tiers — White, Blue, Red, and Black — each unlocking unique privileges and rewards tailored to different lifestyles and spending needs.
From lifestyle to luxury — tailored privileges at every level
With the virtual card, you can spend worldwide in minutes, turning your crypto into everyday payments instantly.
From lifestyle to luxury — tailored privileges at every level
The MOA Card is available in four tiers — White, Blue, Red, and Black — each unlocking unique privileges and rewards tailored to different lifestyles and spending needs.
Standard
the White
Your entry into the MOA ecosystem. Enjoy essential cashback, everyday discounts, and basic global privileges — all with universal Visa Platinum acceptance.
Unlock exclusive benefits - $15
Get 1% cashback in MOA token
Access standard benefits with our airline and hotel partners
Visa Platinum · Standard Plastic Card
Save more on daily life discounts
Enjoy exclusive retail and lifestyle discounts across everyday spending categories
Unlock exclusive benefits - $15
Visa Platinum · Standard Plastic Card
Get 1% cashback in MOA token
Save more on daily life discounts
Access standard benefits with our airline and hotel partners
Enjoy exclusive retail and lifestyle discounts across everyday spending categories
Premium
the Blue
Designed for everyday living with elevated style. Unlock enhanced cashback, lifestyle perks, and expanded partner benefits, all while enjoying the reliability of Visa Platinum.
Unlock exclusive benefits – $5,000 or stake $10,000 MOA for a year
Get 3% cashback in MOA token
Enjoy exclusive discounts across retail, hotel, and airline categories
Visa Platinum · Premium Plastic Card
Earn 1x MOA on your staked (requires annual spending of over $15,000)
Access premium partner perks at major affiliates — such as room upgrades and shopping vouchers
Unlock exclusive benefits – $5,000 or stake $10,000 MOA for a year
Visa Platinum · Premium Plastic Card
Get 3% cashback in MOA token
Earn 1x MOA on your staked (requires annual spending of over $15,000)
Enjoy exclusive discounts across retail, hotel, and airline categories
Access premium partner perks at major affiliates — such as room upgrades and shopping vouchers
Metal-Composite Card
the Red
A premium card for those who expect more. Earn higher rewards, access exclusive global partner privileges, and enjoy lifestyle services tailored for frequent travelers and high-value spenders.
Unlock exclusive benefits – $30,000 or stake $50,000 MOA for a year
Get 7% cashback in MOA token
Elite Global Privileges: Hotels, Retail, Medical & Travel
Exclusive partner privileges, from room upgrades to bespoke retail experiences
Visa Platinum · Metal-Composite Card
Earn 2x MOA on your staked (requires annual spending of over $35,000)
Indulge in 2 complimentary lounge visits and 2 private transfers annually
Enjoy dedicated, personalized concierge and travel assistance, crafted for your lifestyle
Unlock exclusive benefits – $30,000 or stake $50,000 MOA for a year
Visa Platinum · Metal-Composite Card
Get 7% cashback in MOA token
Earn 2x MOA on your staked (requires annual spending of over $35,000)
Elite Global Privileges: Hotels, Retail, Medical & Travel
Indulge in 2 complimentary lounge visits and 2 private transfers annually
Exclusive partner privileges, from room upgrades to bespoke retail experiences
Enjoy dedicated, personalized concierge and travel assistance, crafted for your lifestyle
Luxury Metal Card
the Black
The pinnacle of membership — the ultimate symbol of borderless living, offering infinite privilege, exclusive rewards, and luxury without limits.
Unlock exclusive benefits – stake $100,000 MOA for a year
Get 10% cashback in MOA token
One annual stay at a 5-star luxury hotel
Invitations to private events and VIP partner experiences
Up to 25% off at leading global partners
Visa Platinum · Luxury Metal Card
Earn 2x MOA on your staked
Two airport meet-and-greet services annually
Two lounge visits per year for ultimate comfort
Integrated premium privileges across retail, hotel, medical, and travel
Unlock exclusive benefits – stake $100,000 MOA for a year
Visa Platinum · Luxury Metal Card
Get 10% cashback in MOA token
Earn 2x MOA on your staked
One annual stay at a 5-star luxury hotel
Two airport meet-and-greet services annually
Invitations to private events and VIP partner experiences
Two lounge visits per year for ultimate comfort
Up to 25% off at leading global partners
Integrated premium privileges across retail, hotel, medical, and travel

Card Membership Fee Table
You can purchase card membership at a discounted price when paying with Moa tokens.
Card Membership Fee Table
You can purchase card membership at a discounted price when paying with Moa tokens.
Card Membership Fee Table
You can purchase card membership at a discounted price when paying with Moa tokens.
Pay in USDT
Pay in MOA
the WHITE
Virtual card
$10
Physical card
$100
Physical card : Plastic plate
Cashback Points : 1%
Referral Points
Boost
Priotity Support
Exclusive Benefits
Retail & lifestyle category discounts
Airline & hotel partner perks
Enjoy exclusive retail and lifestyle discounts across everyday spending categories
Standard customer support services
the BLUE
$1,000
Physical card : Plastic plate
Cashback Points : 3%
Referral Points
Boost x0.5 MOA
Priotity Support
Exclusive Benefits
Discounts across retail, hotel, and airline categories
Enjoy exclusive discounts across retail, hotel, and airline categories
Access premium partner perks at major affiliates — such as room upgrades and shopping vouchers
the RED
$5,000
Physical card : Metal plate
Cashback Points : 7%
Referral Points
Boost x1 MOA
Priotity Support
Exclusive Benefits
Elite Global Privileges: hotels, retail, medical & travel
Indulge in 2 complimentary lounge visits and 2 private transfers annually
Exclusive partner privileges, from room upgrades to bespoke retail experiences
Personalized concierge and travel assistance
the BLACK
$30,000
Physical card : Metal plate
Cashback Points : 10%
Referral Points
Boost x2 MOA
Priotity Support
Exclusive Benefits
One annual stay at a 5-star luxury hotel
Two airport meet-and-greet services annually
Invitations to private events and VIP partner experiences
Two lounge visits per year for ultimate comfort
Up to 25% off at leading global partners
Integrated premium privileges across retail, hotel, medical, and travel
Pay in USDT
Pay in MOA
the WHITE
Virtual card
$10
Physical card
$100
Physical card : Plastic plate
Cashback Points : 1%
Referral Points
Boost
Priotity Support
Exclusive Benefits
Retail & lifestyle category discounts
Airline & hotel partner perks
Enjoy exclusive retail and lifestyle discounts across everyday spending categories
Standard customer support services
the BLUE
$1,000
Physical card : Plastic plate
Cashback Points : 3%
Referral Points
Boost x0.5 MOA
Priotity Support
Exclusive Benefits
Discounts across retail, hotel, and airline categories
Enjoy exclusive discounts across retail, hotel, and airline categories
Access premium partner perks at major affiliates — such as room upgrades and shopping vouchers
the RED
$5,000
Physical card : Metal plate
Cashback Points : 7%
Referral Points
Boost x1 MOA
Priotity Support
Exclusive Benefits
Elite Global Privileges: hotels, retail, medical & travel
Indulge in 2 complimentary lounge visits and 2 private transfers annually
Exclusive partner privileges, from room upgrades to bespoke retail experiences
Personalized concierge and travel assistance
the BLACK
$30,000
Physical card : Metal plate
Cashback Points : 10%
Referral Points
Boost x2 MOA
Priotity Support
Exclusive Benefits
One annual stay at a 5-star luxury hotel
Two airport meet-and-greet services annually
Invitations to private events and VIP partner experiences
Two lounge visits per year for ultimate comfort
Up to 25% off at leading global partners
Integrated premium privileges across retail, hotel, medical, and travel
Pay in USDT
Pay in MOA
the WHITE
Virtual card
$10
Physical card
$100
Physical card : Plastic plate
Cashback Points : 1%
Referral Points
Boost
Priotity Support
Exclusive Benefits
Retail & lifestyle category discounts
Airline & hotel partner perks
Enjoy exclusive retail and lifestyle discounts across everyday spending categories
Standard customer support services
the BLUE
$1,000
Physical card : Plastic plate
Cashback Points : 3%
Referral Points
Boost x0.5 MOA
Priotity Support
Exclusive Benefits
Discounts across retail, hotel, and airline categories
Enjoy exclusive discounts across retail, hotel, and airline categories
Access premium partner perks at major affiliates — such as room upgrades and shopping vouchers
the RED
$5,000
Physical card : Metal plate
Cashback Points : 7%
Referral Points
Boost x1 MOA
Priotity Support
Exclusive Benefits
Elite Global Privileges: hotels, retail, medical & travel
Indulge in 2 complimentary lounge visits and 2 private transfers annually
Exclusive partner privileges, from room upgrades to bespoke retail experiences
Personalized concierge and travel assistance
the BLACK
$30,000
Physical card : Metal plate
Cashback Points : 10%
Referral Points
Boost x2 MOA
Priotity Support
Exclusive Benefits
One annual stay at a 5-star luxury hotel
Two airport meet-and-greet services annually
Invitations to private events and VIP partner experiences
Two lounge visits per year for ultimate comfort
Up to 25% off at leading global partners
Integrated premium privileges across retail, hotel, medical, and travel
Frequently Asked Questions
Can’t find what you’re looking for?
What is the MOA Card?
MOA Card is a Web3-powered global payment and membership card that enables users to spend stablecoins and MOA tokens in the real world while accessing exclusive lifestyle, travel, and partner benefits based on their membership tier.
How can I apply for a MOA Card?
Go to the Cards tab in the MOA app and select Apply for Card. Choose your preferred card tier, then complete KYC verification. The MOA Card is available in both virtual and physical formats.
Which crypto assets can I top up to my MOA Card?
You can top up your MOA Card with MOA Tokens, USDT, USDC, and other assets that are listed in the MOA app. Additional assets may be added over time.
What rewards will I get with my MOA card?
You can earn M-Point cashback whenever you make purchases with your MOA Card.
How can I block my MOA Card if it has been lost, stolen ,or destroyed?
You can deactivate it directly through the MOA app.
Frequently Asked Questions
Can’t find what you’re looking for?
What is the MOA Card?
MOA Card is a Web3-powered global payment and membership card that enables users to spend stablecoins and MOA tokens in the real world while accessing exclusive lifestyle, travel, and partner benefits based on their membership tier.
How can I apply for a MOA Card?
Go to the Cards tab in the MOA app and select Apply for Card. Choose your preferred card tier, then complete KYC verification. The MOA Card is available in both virtual and physical formats.
Which crypto assets can I top up to my MOA Card?
You can top up your MOA Card with MOA Tokens, USDT, USDC, and other assets that are listed in the MOA app. Additional assets may be added over time.
What rewards will I get with my MOA card?
You can earn M-Point cashback whenever you make purchases with your MOA Card.
How can I block my MOA Card if it has been lost, stolen ,or destroyed?
You can deactivate it directly through the MOA app.