Stake once. Stay in control. Earn everywhere
MOA Finance unlocks borderless yield by routing your stablecoins to the highest-performing protocols across chains, while keeping you fully in control of your assets.
Stake once. Stay in control. Earn everywhere
MOA Finance unlocks borderless yield by routing your stablecoins to the highest-performing protocols across chains, while keeping you fully in control of your assets.
EVM protocols often offer higher returns — and MOA Finance makes them accessible without leaving Solana
Normally, accessing yields requires bridging assets, managing multiple wallets, and taking on cross-chain complexity. MOA Finance eliminates that hassle by routing Solana stablecoins into the highest-performing EVM vaults automatically — and then bringing the returns back to your Solana.
EVM protocols often offer higher returns — and MOA Finance makes them accessible without leaving Solana
Normally, accessing yields requires bridging assets, managing multiple wallets, and taking on cross-chain complexity. MOA Finance eliminates that hassle by routing Solana stablecoins into the highest-performing EVM vaults automatically — and then bringing the returns back to your Solana.
EVM protocols often offer higher returns — and MOA Finance makes them accessible without leaving Solana
Normally, accessing yields requires bridging assets, managing multiple wallets, and taking on cross-chain complexity. MOA Finance eliminates that hassle by routing Solana stablecoins into the highest-performing EVM vaults automatically — and then bringing the returns back to your Solana.
Feature
APY
Ecosystem
Complexity
Speed & Cost
Custody Risk
Solana Yields
Moderate (3–6%)
Solend, MarginFi, Kamino
Simple, Solana-only
Ultra-fast & low fees
Non-custodial
EVM Yields
Higher (6–12%+)
Morpho, Pendle, Aave, Compound
High (bridging, multiple wallets, gas fees)
Slower, higher gas costs
Non-custodial but fragmented
With MOA Finance
Best available yield across both
Aggregates all in one platform
Seamless, no cross-chain hassle
Solana performance + EVM yields
Fully non-custodial, routed via MOA
Solana Yields
EVM Yields
APY : Moderate (3–6%)
Ecosystem : Solend, MarginFi, Kamino
Complexity : Simple, Solana-only
Speed & Cost : Ultra-fast & low fees
Custody Risk : Non-custodial
With MOA Finance
APY : Best available yield across both
Ecosystem : Aggregates all in one platform
Complexity : Seamless, no cross-chain hassle
Speed & Cost : Solana performance + EVM yields
Custody Risk : Fully non-custodial, routed via MOA
APY : Higher (6–12%+)
Ecosystem : Morpho, Pendle, Aave, Compound
Complexity : High (bridging, multiple wallets, gas fees)
Speed & Cost : Slower, higher gas costs
Custody Risk : Non-custodial but fragmented
Instantly accessible to EVM vaults
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
Instantly accessible to EVM vaults
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
Instantly accessible to EVM vaults
Deposit Solana stablecoins and unlock industry-leading returns — all without touching cross-chain complexity or taking on custody risk.
Simple and safe
Deposit stablecoins
Simple and safe
Deposit stablecoins
Simple and safe
Deposit stablecoins
Simple and safe
Deposit stablecoins
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More chains available in the future
Deposit a wider range of assets — including TRC-based stablecoins — and unlock yields sourced from both EVM and non-EVM ecosystems, all through MOA Finance.
More chains available in the future
Deposit a wider range of assets — including TRC-based stablecoins — and unlock yields sourced from both EVM and non-EVM ecosystems, all through MOA Finance.
More chains available in the future
Deposit a wider range of assets — including TRC-based stablecoins — and unlock yields sourced from both EVM and non-EVM ecosystems, all through MOA Finance.
On-chain AI Neobank – automated diversified investment
With MOA Finance, you don’t need to move assets manually — our smart contracts automatically reallocate your funds to the most optimal DeFi protocols, ensuring you’re always earning the highest available yield.
On-chain AI Neobank – automated diversified investment
With MOA Finance, you don’t need to move assets manually — our smart contracts automatically reallocate your funds to the most optimal DeFi protocols, ensuring you’re always earning the highest available yield.
On-chain AI Neobank – automated diversified investment
With MOA Finance, you don’t need to move assets manually — our smart contracts automatically reallocate your funds to the most optimal DeFi protocols, ensuring you’re always earning the highest available yield.
AI auto-rebalancing – always in the best yield, automatically
MOA Finance’s AI engine monitors the market 24/7 and continuously reallocates assets to the DeFi protocols offering the highest yields. This ensures your capital is always optimized — without manual intervention or the need to track multiple protocols yourself.
AI auto-rebalancing – always in the best yield, automatically
MOA Finance’s AI engine monitors the market 24/7 and continuously reallocates assets to the DeFi protocols offering the highest yields. This ensures your capital is always optimized — without manual intervention or the need to track multiple protocols yourself.
AI auto-rebalancing – always in the best yield, automatically
MOA Finance’s AI engine monitors the market 24/7 and continuously reallocates assets to the DeFi protocols offering the highest yields. This ensures your capital is always optimized — without manual intervention or the need to track multiple protocols yourself.
Access your funds anytime – fast, simple, and free
Instant withdrawals are processed within 1 minute — available 24/7, with no gas fees.
Access your funds anytime – fast, simple, and free
Instant withdrawals are processed within 1 minute — available 24/7, with no gas fees.
Access your funds anytime – fast, simple, and free
Instant withdrawals are processed within 1 minute — available 24/7, with no gas fees.
Frequently Asked Questions
Can’t find what you’re looking for?
What is the MOA-Fi?
MOA-Fi is MOA Protocol’s cross-chain, stablecoin-centric yield platform that aggregates top-performing DeFi yields into a single, easy-to-use interface. Instead of manually searching, bridging, swapping, and staking across multiple protocols and chains, MOA-Fi fully automates the entire process for users—making on-chain yield generation simple, optimized, and accessible.
How can I participate in MOA-Fi?
Fund your assets with Solana-based stablecoins and select the strategy that fits your preferred yield profile.
Why not use a native Solana yield vault?
While Solana-native yield vaults are available, many top-performing opportunities come from EVM protocols such as Morpho or Pendle. These often provide higher APYs compared to Solana-only options. MOA-Fi makes this seamless by handling the cross-chain complexities for you — allowing your Solana stablecoins to earn additional yields from EVM vaults without the hassle of bridging, swapping, or managing multiple wallets.
Can I withdraw my assets from MOA-Fi at any time?
Yes, flexible-yield staking allows you to withdraw your assets at any time without penalties, giving you full access to your funds whenever needed.
How can I optimize the interest earned on my digital assets?
To optimize your interest earnings, consider upgrading your MOA Card tier and enabling interest boosts features to receive additional MOA token rewards.
Frequently Asked Questions
Can’t find what you’re looking for?
What is the MOA-Fi?
MOA-Fi is MOA Protocol’s cross-chain, stablecoin-centric yield platform that aggregates top-performing DeFi yields into a single, easy-to-use interface. Instead of manually searching, bridging, swapping, and staking across multiple protocols and chains, MOA-Fi fully automates the entire process for users—making on-chain yield generation simple, optimized, and accessible.
How can I participate in MOA-Fi?
Fund your assets with Solana-based stablecoins and select the strategy that fits your preferred yield profile.
Why not use a native Solana yield vault?
While Solana-native yield vaults are available, many top-performing opportunities come from EVM protocols such as Morpho or Pendle. These often provide higher APYs compared to Solana-only options. MOA-Fi makes this seamless by handling the cross-chain complexities for you — allowing your Solana stablecoins to earn additional yields from EVM vaults without the hassle of bridging, swapping, or managing multiple wallets.
Can I withdraw my assets from MOA-Fi at any time?
Yes, flexible-yield staking allows you to withdraw your assets at any time without penalties, giving you full access to your funds whenever needed.
How can I optimize the interest earned on my digital assets?
To optimize your interest earnings, consider upgrading your MOA Card tier and enabling interest boosts features to receive additional MOA token rewards.
Frequently Asked Questions
Can’t find what you’re looking for?
What is the MOA-Fi?
MOA-Fi is MOA Protocol’s cross-chain, stablecoin-centric yield platform that aggregates top-performing DeFi yields into a single, easy-to-use interface. Instead of manually searching, bridging, swapping, and staking across multiple protocols and chains, MOA-Fi fully automates the entire process for users—making on-chain yield generation simple, optimized, and accessible.
How can I participate in MOA-Fi?
Fund your assets with Solana-based stablecoins and select the strategy that fits your preferred yield profile.
Why not use a native Solana yield vault?
While Solana-native yield vaults are available, many top-performing opportunities come from EVM protocols such as Morpho or Pendle. These often provide higher APYs compared to Solana-only options. MOA-Fi makes this seamless by handling the cross-chain complexities for you — allowing your Solana stablecoins to earn additional yields from EVM vaults without the hassle of bridging, swapping, or managing multiple wallets.
Can I withdraw my assets from MOA-Fi at any time?
Yes, flexible-yield staking allows you to withdraw your assets at any time without penalties, giving you full access to your funds whenever needed.
How can I optimize the interest earned on my digital assets?
To optimize your interest earnings, consider upgrading your MOA Card tier and enabling interest boosts features to receive additional MOA token rewards.